In conclusion, if you are looking for the best duvet covers and you are unsure of the design, size, fabric or color to choose, you can get more information online and go for the best. Why pay 3% or 4% in sales charges and over 1% a year in expenses to earn 2% to 3% in interest income with the possibility of losing money if interest rates go up in 2012 or in the years that follow? Do you want to make money while staying home with your kids?