Talk to your bank to find out about business accounting. Or, if you are doing your best aren't you being your best, or vice versa? So, in summary, online success relies on education? As a member I am allowed five giveaway days every three months. There will always be people out there trying to get hold of your money; to make sure they are not successful (online dating or in real life), use your common sense and never give out any bank details.