If you've ever done a casino, you can be assured it's always the loudest with laughter and whoops. If the Player's hand totals 1, 2, 3, 4, 5 or 0 a card is drawn if the Banker's hand isn't an organic and natural 8 or 9. In fact, it's probably best to concentrate on enjoying your time at the baccarat table instead of worrying concerning how to master baccarat.